Now may be the time for you
Have you just gotten married?
Are you starting a family?
Did you get a promotion at work?
At Codemark Financial, we find the fastest way to get you into a new home.
Over the years, we’ve had the pleasure of working with families who are looking for a trustworthy team that lends a hand to buyers in every situation. No matter what the situation is, you’ll be set with the best loan and the best rates the market has to offer.
Below you’ll find a few helpful tips about home buying. When you’re ready to get started, Contact Us.
As a first-time home buyer,
we understand that getting money together for purchasing a home can be tough.
Here are a few tips to help you secure the funding you need:
Step 1 is Simple
Find out where you stand
In five minutes you’ll know what you can afford.
If you are in the market for a home, you’re going to want to save up money. The best way to save up is to cut back on your unnecessary spending. I recommend looking at certain habits such as eating out or drinking coffee. Can you make adjustments in these areas and cut back on some of your spending? The answer is probably yes. How about credit cards—are you able to pay off your debt and put that money towards a down payment? In most cases, you can save money by paying off debt and applying those monthly payments to a savings account. It’s that easy!
Another great way to afford your down payment or closing costs is crowd-funding. Get your friends and family involved with your goal to own a home. If you’re getting married, instead of doing a gift registry, you can send everyone your crowd-funding info. Check out pages like http://ourdreamhomeweddingregistry.com/ to learn more about crowd-funding.
Purchasing a home is an investment, something that will appreciate with time. You know this and so does your landlord. As a renter, you’ve already budgeted your payments every month to line the pockets of your property owner. Why not shift those funds over to property you own, and save money in the process? When you buy a home, your interest rates and monthly payments are locked in. So, you’ll no longer have to worry about a rent increase at the beginning of your new lease. Not to mention, buying a home comes with another great perk—tax benefits! Just having a home saves you money on your tax return. Who can beat that?